Renters Insurance
Did You Know . . . .
Your personal property is likely worth more than you think?
$20,000 is the average renter’s belongings worth. -> Source
You have liability as a renter?
You are responsible for damage done to your rental location or the apartment community. You are also liable if someone is injured as a result of your negligence.
Plans we offer can be enhanced with innovative and relevant coverage options?
For only a few dollars a month of additional premium, coverage can be enhanced to include damage caused by pets, bed bug infestation, water backup and Identity fraud!
Questions?
Frequently asked questions
Here are some common questions about why you should consider Renters Insurance.
No! Landsman Insurance Services partners with ePremium who offers renters insurance policies with coverage enhancements designed specifically for renters that other third-party insurance agencies simply do not provide.
No! Your landlord carries coverage for the physical building itself, there is no coverage for your personal belongings and in the event you cause damage to your rental location, or other apartment property, you may be financially obligated to reimburse your landlord for those damage repairs.
Yes! You are responsible for damage done to your rental location or the apartment community. You are also liable if someone is injured as a result of
your negligence. The liability portion of renters insurance is designed to protect you in the event of damage to your rental location, the apartment
community, or other residents.
Yes! Renters insurance is still important even if you don't have much personal property, because chances are your personal property is worth
more than you think. Additionally, ePremium’s renters insurance includes legal defense, medical payments to others, claim expenses, first aid expenses, and/or damage to property of others.