Terms of Use

Terms of Use The site (the “website”) is made available by Landsman Insurance Services LLC. All content, information and software provided on and through the website (“content”) may be used solely under the following terms and conditions (“Terms of Use”).

YOUR USE OF THIS WEBSITE CONSTITUTES YOUR ACCEPTANCE OF THESE TERMS AND CONDITIONS. IF YOU DO NOT AGREE TO THESE TERMS, YOU SHOULD IMMEDIATELY DISCONTINUE YOUR USE OF THIS WEBSITE.

Website License: As a user of this website, you are granted a nonexclusive, nontransferable, revocable, limited license to access and use the website and content in accordance with these Terms of Use. Landsman Insurance Services LLC may terminate this license at any time for any reason. Limitations on Use. The content on this website is for personal use only and not for commercial exploitation. You may use this site for your own personal use or your organization’s internal use only. You may not decompile, reverse-engineer, disassemble, rent, lease, loan, sell, sublicense or create derivative works from the website or the content. Nor may you use any network monitoring or discovery software to determine the site architecture, or extract information about usage or users. You may not use any robot, spider, or other automatic or manual device or process to monitor or copy the website or the content without Landsman Insurance Services LLC's prior written permission. You may not print, download, copy, modify, reproduce, republish, distribute, display, or transmit for commercial, nonprofit or public purposes all or any portion of the website, except to the extent permitted above. You may not use or otherwise export or re-export the website or any portion thereof, the content or any software available on or through the website in violation of the export control laws and regulations of the United States of America. Any unauthorized use of the website or the content is prohibited.

Not Professional Advice: The website and the content do not constitute accounting, broking, consulting, investment, insurance, legal, tax or any other type of professional advice, and should be used only in conjunction with the services of Landsman Insurance Services LLC and any other appropriate professional advisors who have full knowledge of the user’s situation. The accuracy, completeness, adequacy or currency of the website or the content is not warranted or guaranteed. Your use of the content, the website or materials linked from the website is at your own risk. Product and Service Availability. Some products and services described in this website may not be available in all jurisdictions. The services and products described and information provided through this website are not directed to and are not intended for distribution to, or use by, any person or entity in any jurisdiction: Where such distribution or use would be contrary to law, rule or regulation (“laws”), or that would subject Landsman Insurance Services LLC to any registration requirement within such jurisdiction; or Where Landsman Insurance Services LLC is not authorized to provide such information, products or services.

Persons who access this website are deemed to do so on their own initiative and are responsible for compliance with all applicable laws. Materials from this website may be subject to controls imposed by the United States or other jurisdiction, and may not be exported to any jurisdiction or to anyone prohibited by law. Landsman Insurance Services LLC. expressly prohibits the downloading or exporting of material from this website in violation of the laws of any applicable jurisdiction, including U.S. export laws. By downloading material from this website, you warrant that you are doing so in full compliance with the laws of the United States and your resident jurisdiction.

Intellectual Property Rights: All content, unless otherwise indicated, is protected by law including, but not limited to, United States copyright, trade secret, patent and trademark law, as well as other state, national, and international laws and regulations. Except as expressly provided in this Terms of Use or the website, Landsman Insurance Services LLC. does not grant any express or implied rights to you under any patent, copyright, trademark or trade secret information. Accordingly, any unauthorized use of the website or the content may violate copyright laws, trademark laws, patent laws, trade secret laws, or laws relating to privacy and publicity.

By submitting content to a forum or any other portion of the website, you automatically grant Landsman Insurance Services LLC. a royalty-free, perpetual, irrevocable, nonexclusive right and license to use, reproduce, modify, adopt, publish, edit (for length or clarity), translate, create derivative works from, distribute, redistribute, transmit, perform and display such content (in whole or in part) worldwide and/or to incorporate it in other works in any form, media or technology now known or later developed for the full term of any rights that my exist in such content. Landsman Insurance Services LLC reserves the right to remove any content submitted to the website at any time for any reason.

Registration: Certain sections of the website require you to register. If registration is requested, you agree to supply Landsman Insurance Services LLC with accurate and complete registration information. It is your responsibility to inform Landsman Insurance Services LLC of any changes to that information. You are responsible for maintaining the confidentiality of your account number and/or password. You are responsible for all uses of your account, whether or not actually or expressly authorized by you. Landsman Insurance Services LLC reserves the right to refuse registrations or subscriptions.

Errors and Corrections: Landsman Insurance Services LLC. does not represent or warrant that the website will be error-free, free of viruses or other harmful components, or that defects will be corrected. Landsman Insurance Services LLC. does not warrant or represent that the content and any information available on or through the website will be correct, accurate, timely or otherwise reliable. Landsman Insurance Services LLC. may make changes to the content or the website at any time.

Third-Party content: Third-party content may appear on or be accessible from the website. Landsman Insurance Services LLC. is not responsible for and assumes no liability for any third-party content. The website may provide access or links to other sites operated by third parties on the Internet. In each case, you are responsible for locating, reading and adhering to the terms of use of each third-party site you visit.

DISCLAIMER: THE WEBSITE AND THE CONTENT IS PROVIDED ON AN "AS-IS" BASIS. Landsman Insurance Services LLC EXPRESSLY DISCLAIMS ALL WARRANTIES, INCLUDING THE WARRANTIES OF MERCHANTABILITY, FITNESS FOR A PARTICULAR PURPOSE AND NON-INFRINGEMENT. Landsman Insurance Services LLC DISCLAIMS ALL RESPONSIBILITY FOR ANY LOSS, INJURY, CLAIM, LIABILITY OR DAMAGE OF ANY KIND RESULTING FROM YOUR USE OF THE WEBSITE OR THE CONTENT.

LIMITATION OF LIABILITY: Landsman Insurance Services LLC SHALL NOT BE LIABLE FOR ANY LOSS, INJURY, CLAIM, LIABILITY OR DAMAGE OF ANY KIND RESULTING FROM YOUR USE OF THE WEBSITE OR THE CONTENT. Governing Law and Jurisdiction. These Terms of Use have been made in and shall be construed and enforced in accordance with United States of America federal law and New Jersey state law.

Privacy: Your use of the website is subject to Landsman Insurance Services LLC's Privacy and Cookie Policy.

Modifications to Terms of Use: Landsman Insurance Services LLC reserves the right to change these Terms of Use at any time.